PRODUCTS AND SERVICES

Professional Indemnity Insurance This specialised area of insurance covers liability arising from the ‘professional services’ provided by a business. Importantly, as the nature of modern business continues to change rapidly it’s no longer only for traditional occupations such as Engineers, Accountants, Doctors, Lawyers, Architects and Insurance Brokers. Professional Indemnity should be a key consideration for…

Contract Works Insurance You need contract works insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide any physical and related party liability damage as…

Marine and Hull Insurance Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit covers provides point-to-point coverage between your premises and those of your customers.We are able to advise you on a wide…

Directors & Officers Management Liability Insurance If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.We as insurance advisers, are ideally placed to discuss…

Home and Contents Insurance For most Australians the family home is the largest asset they will ever own. This highlights the importance of being adequately insured. After all, no one wants to discover they’re inadequately insured when it’s too late.Home insurance covers material damage to your house from events such as fire, lightning, explosion/implosion, destruction…

Workers’ Compensation Insurance Workers’ Compensation is compulsory for all Australian employers. It provides protection to workers if they suffer a work-related injury or illness. Any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have workers compensation insurance that covers…

Cyber Insurance In the past two decades, the rise of digital technologies has lead to cyber risk become one of the leading risk factors for businesses in Australia. The Australian Government estimates almost 700,000 businesses have already fallen victim to cyber crime, with many not even realising. More than half of these attacks were targeted…

Plant & Equipment Insurance If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover everything from the smallest of earthmoving machines through to the largest fixed…

Liability Insurance Despite your best intentions sometimes accidents still happen. Today’s businesses are exposed to an ever growing list of legal liabilities. As increasing globalisation makes the world and legal systems more complex, so does the process of ensuring your liability policy is broad enough to pick up all of the legal liabilities you are…

Motor Insurance One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles. Given every fleet is different…

Business Interruption Insurance From your family and employees to customers and suppliers, there are a lot of people who are dependent on your business. Given this, have you ever considered what would happen if your were unable to operate due to crucial assets being damaged or destroyed by a major event like fire, flood, significant…

SME Business Package Having adequate insurance cover is one of the most fundamental parts of being in business. It provides invaluable protection against a range of risk events, reducing financial uncertainty and protecting both your own livelihood and that of your workforce. You have a lot to protect, from assets such as your buildings, plant…

Property Insurance Property Insurance has several different names in the insurance industry. Depending on your insurer it can also be known as Fire and Perils cover or Material Damage cover. But regardless of the name, it covers the material items of your business such as buildings, contents, stock, plant and machinery, customers’ goods and goods…